• 80,000 Ultimate Rewards points after you spend $5,000 on purchases in the first 3 months from account opening.
  • $95 annual fee

  • Earn 3 points per $1 on the first $150,000 spent in select categories each anniversary year
  • Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn
  • No foreign transaction fees and employee cards have no additional cost

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